Category of the week: Renters insurance!

Denver Renters insurance

Renting your home? If so, a renters insurance policy is a must. Not only does it cover all of your personal property, but also protects your liability in case you were to do serious damage to your unit. And the best part: policies start between $10-$14 per month. Give us a call today!www.longevitybrokers.com

My friend cut themselves making dinner at my house. Am I covered?

Denver renters insurance questions answered

Medical payments coverage provides money to send a guest to the hospital if they are injured at your apartment. Unlike personal liability coverage, medical payments coverage will pay out even if you aren't found to be at fault!
www.longevitybrokers.com

I had a kitchen fire at my apartment, and now my landlord wants me to pay. Am I covered?

Denver renters insurance questions answered

Renters insurance comes with a coverage called personal liability.  Liability will pay to fix damage that you cause, and is a covered loss such as fire or flood. The coverage will also pay for injuries sustained by a guest on the premises that are considered to be your fault. 

If you don't have renters insurance, you may be leaving yourself open for a HUGE judgement. Give us a call today for a quote. www.longevitybrokers.com

If my apartment gets damaged, where will I stay? Who will pay for it?

Denver renters insurance questions answered

Your renter's insurance policy comes with a coverage called additional living expenses, sometimes called loss of use. This coverage will pay for your living arrangements if your apartment is damaged and deemed uninhabitable. The coverage will pay for a hotel, travel expenses, and even meals! 
www.longevitybrokers.com

If my stuff is damaged from water or a fire, my landlord's insurance will pay to replace it, right?

Denver renters insurance questions answered

The answer is an emphatic NO! Your landlord's insurance will pay to fix damages to the house, but will cover none of your property. For under $20/month, a renters insurance policy protects all of your personal property on a replacement cost basis. Give us a call today for a quote!