Client question: If I lend my car to a friend and they crash, am I covered?

Denver auto insurance questions answered

Auto insurance follows the VEHICLE before the driver, so yes the damage to the vehicle, as well as any injuries sustained, would be covered. However, you may see a rate increase at renewal, and still have to pay your deductible. 

www.longevitybrokers.com

Are you a member of AARP?

Denver auto insurance

We represent the Hartford, and can get great discounts for retirees! Give us a call for a quote today!

www.longevitybrokers.com

Needing new members for my referral group

Looking to grow your business through referral in 2015? My referral group, the Rocky Mountain Referral Partners, are looking to fill the following positions:

• Landscaper
• Handyman
• Florist
• Plumber
• Housecleaner
• Pest control
• Personal Trainer
• many more!

www.longevitybrokers.com

Did you know you can insure jewelry on your home insurance?

Denver home insurance

Special policies called floaters can cover expensive jewelry, artwork, firearms, and silverware up to their replacement cost. If you don't have this important rider and an engagement ring is lost, you may only get a small percentage of what it is worth. 

www.longevitybrokers.com

A snow-logged branch broke off and fell on my car. Am I covered?

Denver auto insurance questions answered

Your comprehensive (also known as other than collision) coverage would pay for these repairs. Unfortunately, it would still be subject to your deductible. However, it would not have an effect on your rates at renewal. www.longevitybrokers.com

Theme of the week- Auto Insurance!

Denver auto insurance questions answered

Someone struck me while I was in a crosswalk. Am I covered? 

Uninsured/underinsured bodily injury coverage covers you if you are injured from an accident with an uninsured driver. This coverage also extends to injures sustained while you are acting as a pedestrian. www.longevitybrokers.com