Many people ask me: if I use my car for business, but not full time, do I need a business auto insurance policy?

The answer to this, like most insurance question, is it depends. If you are transporting and delivery goods, have any tools or machinery permanently mounted to your vehicle, are transporting passengers for a fee, or have company advertising on the vehicle, then you probably do need a commercial policy. If you are simply driving to jobsites, then you probably don't. Give us a call if you need further clarification!